“Sir, would you like to apply for a credit card?”
“No thanks, I do not wish to be caught in the evil trappings of credit cards.” (I actually said that. Without looking at the guy, of course.)
“So… how many credit cards do you have?”
“Er… none, why?”
“Wah, you so rich ah?”
I’ve always paid cash upfront for everything before this.
It wasn’t until YK told me how he got his Visa Electron, that I decided to get myself one. No, not a credit card; a debit card which could be used at most credit card terminals. So I’d head over to a Public Bank one of these days.
It was the beginning of the month, and I was depositing some cash in my savings account in Bank Simpanan Nasional. As I walked out, I saw a banner advertising their Matrix-i card. I quickly turned back and applied for one there itself.
There is no kiasu queue of annoying, annoyed aunties and uncles. The tellers are polite, friendly Malay ladies in tudungs. Heck, they are forgiving to newbies! (Probably because they don’t have the annoyed crowd.) I would not have to line up behind an impatient businessman. Everything is relaxed. They have a numbered ticket machine (in some places.) They aren’t Maybank.
There was no hassle filling up the form, with an upfront payment of RM50. (Of which RM8 went to making the card?) Two weeks later, it was ready.
On a side note, when I was a kid, I wanted to be an inventor. I used to draw all sorts of contraptions. I found these inspiring links:
If I had space in my room, I’d do this:
Golf Ball Pool Table